Roth Ira Contribution Limits 2025 Catch Up. Here’s a breakdown of the estimated ira contribution limits for 2025, along with some other key retirement accounts: If you qualify, you can stash away up to $7,000 in your roth ira for the year.

The annual contribution limit for iras will remain at $7,000 for 2025. In 2025, the employee contribution limit for 401(k) and 403(b) plans increases to $23,500 for those under 50 (up from $23,000 in 2024).